• Why a $400,000 salary still leaves attorneys broke, and the one habit that separates high earners from wealthy ones. Page 3.

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• The eight parts of a real financial plan that have nothing to do with picking investments, and the ones lawyers skip most. Page 4.

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• The money conversation behind 22% of divorces, and how to have it long before it costs you. Page 5.

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• What 20 years of perfect, average, and terrible market timing actually returned, so you can stop guessing at the perfect moment. Page 6.

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• How to find the exact amount of risk your goal requires, so you stop taking on stress you were never going to be paid for. Page 7.

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• The questions to ask before you hire any financial planner, even if it turns out not to be me. Page 8.