Our Services
Helping you make smart choices with your money, so you can live better.
A Partner For Your Wealth
Your financial journey is unique, and so are your concerns. A financial planner’s biggest job is to help you make smart choices with your money so you can live better.
This means we take the time to understand your personal story and find creative solutions that fit your situation.
The real benefit is that we build a strong and positive relationship. We help you by giving you guidance, structure, and confidence. This helps you feel secure about protecting your lifestyle, assets, and the people you love.
It’s all about asking the right questions, keeping your life as the focus, and understanding your past, present, and future story. With the right guidance and resources, you can navigate life’s changes and reach financial parity.
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What’s your story?
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How do you define success for yourself?
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What transitions are happening now in your life or that you see coming in the near future?
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What’s important about money to you?
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How We Can Help
Financial Planning
We help you see the big picture of your finances and plan for your future. From tracking your net worth, managing your income and expenses, to planning for retirement and children’s education, we ensure all aspects of your financial life work together smoothly.
A financial plan is always evolving. We use financial planning software to build your plan, track its success rate, adjust for life's unknowns, and communicate the results with you to see all your finances and plan for a better future. The software includes:
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Simple Set-Up - Breeze through an intuitive process to get started.
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Your Financial Life in One Place - Connect all your accounts and see all your goals in one place.
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Track Progress - Add, personalize, and track progress toward your goals. Use spending and budgeting tools to control cash flow.
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Digital Vault - Securely store your important files and access them anywhere through a secure login.
Customized Investment Strategies
You’d like to grow your wealth or you’d like to keep it safe. That’s what we do. Investments are allocated in accordance with your personalized financial plan. We build and manage your investment portfolio with a focus on efficiency and tax efficient strategies. We customize your portfolio to your unique needs and goals.
We work to keep more money in your pocket through smart tax strategies. From Roth conversions to managing your equity compensation, we collaborate with your tax professionals to optimize your tax situation.
Our insurance planning can help you maximize your protection.
After we perform a insurance analysis, we help you shop the entire market to find the best policy at the best price. We can also help you safely unwind insurance policies that were wrongfully sold to you.
We conduct regular in-depth reviews for our clients on the following types of insurance:
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Annuities
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Life Insurance
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Long Term Care Insurance
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Disability Insurance
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Auto & Home Insurance
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Umbrella Insurance
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Health Insurance
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Medicare
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It’s a thought that crosses everyone’s mind at some point: When can I afford to retire?
Our retirement planning services help you reach your goals without the risk of running out of money.
We want to give you confidence and clarity so you can spend time doing the things that are most important to you.
Our retirement planning process includes:
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Improving and tracking the success rate of your plan
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Turning your retirement savings into a reliable paycheck
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Developing a cohesive investment strategy to reduce risk and improve returns
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Ongoing tax planning to help reduce your tax bill
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Aligning all the moving parts of your financial life to create a successful retirement.
Reaching retirement takes discipline and proper planning, so the sooner you start to consider the important decisions you need to make, the better off you’ll be when it arrives. We help you prioritize spending and saving based on key goals, such as a desire to retire in the Bay Area. In partnership with us, you will feel safe to dream. We’ll draft a roadmap to retirement.
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Other than your comfortable retirement, the most challenging financial objective is often accumulating the money necessary to ensure the education of a child. Usually this means a discussion about the type of account that should be utilized – 529 Plan, UTMA, UGMA, 2503 c trust, Roth IRA, and cash value life insurance.
One of the best things you can do is to become familiar with the different paths, whether it’s the pursuit of Community Colleges, Vocational/Technical Schools, Major Colleges and Universities.
Things to consider are:
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Tuition expenses
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Residential accommodations
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Academic requirements for acceptance
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Financial assistance programs
Doing this will help choose the schools that you think are aligned with the interests of your child and the financial resources you can dedicate to the education of your child. This is important when a you’re looking to educate multiples like twins and triplets. Usually, parents wait to learn where their child has been accepted and then figure out how to address the resources needed.
Becoming familiar with the different paths like Community Colleges, Vocational/Technical Schools, Major Colleges and Universities that can be used in the pursuit of higher education allows the you to understand the expenses associated with college today and the expenses for the time the child is in college.
We can work together to forecast education expenses and determine the best way to fund for education like systematic monthly savings, lump sum contributions or, a combination of both.
Then the type of account that should be utilized can be determined as you take into consideration the features and characteristics such as contribution options, tax efficiency, investment flexibility, and impact on financial aid programs.
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We help turn your nest egg into a reliable income stream.
Our approach is backed by decades of academic research and helps:
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Reduce taxes and costs
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Increase your investment return
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Lower portfolio risk
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Preserve your savings
Our approach also takes into consideration your other income sources. Things like Social Security, Pensions, Rental Income, Required Minimum Distributions, and more.
We carefully coordinate all your income streams to help make sure you don't pay more than your fair share of taxes. It's very possible to be in a higher tax bracket in retirement. Keeping taxes as low as possible throughout retirement is one of the key ingredients to a successful retirement plan.
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It’s important to consider the long term when it comes to managing your wealth. We make sure that your will, living trust, medical directive, powers of attorney and other key documents are in order, that your assets are titled properly, and that beneficiaries and successor trustees are named according to your wishes. We also make sure your potential heirs have a clear understanding of the financial plans you’ve put in place.
Financial Planning Process - What we do and how we help
Get to Know You
We start by learning about you, your money, goals, and what’s important to you so we can create a plan that fits your life.
Recommendations
We share ideas and strategies to help you save, invest, and manage your money wisely.
Implementation
We take action by putting the plan in place, step by step, to help you reach your goals.
Monitoring and Updating
Things change! We check in regularly to make updates and keep your plan working for you.
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How We Can Work Together
Financial Planning
Frequency:
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Initial meetings for 3-12 months depending on complexity.
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Ongoing monitoring and updating as needed monthly, quarterly, or annual.
Cost:
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Initial minimum $1,500
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Ongoing minimum $250 monthly.
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Cost will vary depending on complexity
Asset Management
Frequency:
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Quarterly to annual check insrelevant to investment andclient preference
Cost:
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0.6% - 1.5% depending on the account balance.
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Paid quarterly from the account
Project Based
Frequency:
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Provide ideas and strategiesbased on a single projectanalysis
Cost:
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$400 Hourly
Needs Based
Frequency:
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Provide products to meet single
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needs analysis
Cost:
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Commissions earned on product
Look for credentials like CFP® or CERTIFIED FINANCIAL PLANNER™, ask about fees or referrals to find someone who puts your best interests first. Verify their background on sites like FINRA’s BrokerCheck, the SEC’s Investment Adviser Public Disclosure database, or cfp.net/verify-a-cfp-professional.
Absolutely! A financial plan helps you build wealth over time, no matter where you’re starting from.
A financial planner focuses on long-term financial strategies, while a financial advisor may specialize in investment management or specific financial products.
A financial planner helps you make smart money decisions, avoid costly mistakes, and stay on track toward your goals with expert advice and a clear strategy.
Costs vary based on the planner and services provided. Some charge a flat fee, an hourly rate, a percentage of assets managed, or commissions on products. Advisors can be:
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Fee-only: Paid directly by clients (flat fee, hourly, or percentage of assets).
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Commission-based: Earn money from selling financial products.
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Fee-based: A mix of both. HOW WE WORK.
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Bring details about your income, expenses, debts, savings, investments, insurance, and any financial goals or concerns you have.
At least once a year or whenever there are big changes in your life, like a new job, marriage, having kids, or buying a home.
Yes! A financial planner can create a debt payoff strategy, help lower interest costs, and improve your financial health.
Frequently Asked Questions
Contact Us
Office:
8930 W. Sunset Rd, Suite 390,
Las Vegas, NV 89148
Phone: 702-463-0063
Email: Info@paritycap.com
Hours of Operation:
- Monday - Friday: 9am-5pm
- Saturday - Sunday: By Appointment